Small businesses can shop off-exchange through a broker, compare small-group...

https://remingtonsgreatchat.wordcanopy.com/posts/health-insurance-for-a-startup-with-5-employees-where-do-i-start

Small businesses can shop off-exchange through a broker, compare small-group plans directly with carriers, or consider an HRA to reimburse individual coverage. Before choosing, check that employees’ doctors and nearby hospitals are in-network.