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Here's something the personal finance world gets slightly wrong: they treat travel insurance as an optional luxury, something you evaluate on a trip-by-trip basis and skip when the budget is tight
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Europe and Asia are the two most popular long-haul destinations for international travelers
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Last year was not my best year for staying out of trouble. In twelve months, I filed three separate travel insurance claims across three different countries. A motorbike accident in Bali. A hospitalization in Colombia
Most travelers treat insurance as optional — a sensible precaution, but ultimately a personal choice. In a growing number of countries, that assumption is wrong
Most travel insurance is designed with a two-week vacation in mind. You book a trip, you buy a policy, you go, you come home. The whole industry was built around this model, and for decades, it worked fine. Then remote work happened
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