I spent nine years helping students stretch their loans. If you are considering a pet, you need the real numbers. A dog can cost £95-£205 a month, and that is before any vet bills
AI voice cloning moves fast, and the risks to your fintech team are real. Tools like Velma by Modulate now hit 98.9% accuracy in flagging fakes before they cause damage. You must block these scams early to protect your bottom line
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In nine years of student advice, I saw far too many people blindsided by pet costs. Between £95-£205 a month for a dog or a sudden £269 vet bill, the reality hits hard