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소액결제서비스에서 돈을 절약하는 방법

https://www.instapaper.com/read/1984339252

새 신용평가모형은 카카오뱅크가 2013년 9월 금융서비스 시작 직후 축척해온 대출 사용 저자들의 금융 거래 정보를 분석해 반영하는 방법이다. 거기에 이동통신 3사가 보유한 통신비 정상 납부 기간이나 데이터 평균 이용량 등 통신과금 서비스 사용 아이디어 등도 추가해 신용평가에 사용하고 있습니다.

가장 일반적인 디지털결제 토론은 생각만큼 흑백이 아닙니다

https://www.instapaper.com/read/1984309515

새 신용평가모형은 카카오뱅크가 2014년 12월 금융서비스 시작 직후 모아온 대출 이용 손님들의 금융 거래 데이터를 해석해 반영하는 방식이다. 여기에 이동통신 3사가 보유한 통신비 정상 납부 기간이나 정보 평균 사용량 등 통신과금 서비스 이용 정보 등도 추가해 신용평가에 활용하고 있다.

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