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1. 상품권 현금화 시장의 경합 확대</br></br>소비자의 현금 유동성 확보 필요가 커지면서, 상품권 현금화 시장은 수많은 서비스들이 출현하여 경합이 확대되고 있는 추세입니다. 이러한 경쟁은 결과적으로 소비자에게 훨씬 좋은 조건와 신속한 현금화 시스템를 주는 유익한 영향를 끼치고 있습니다. 컬쳐랜드 현금화, 신세계상품권 현금화, 롯데상품권 현금화 등 주요 상품권을 대상으로 업체들은 저마다 경쟁력 있는 조건를 제시하고 있습니다
일산시 성동구에 거주하는 박 모(여)씨는 오픈마켓에서 크리스마스 선물로 아이 장난감을 모바일 소액결제로 구매했었다. 허나 품절로 인하여 통상적으로 상품이 취소됐고, 다시 다른 곳에서 주문했다. 이럴 때까지도 소액결제 했으니 취소 후 자동으로 환불될 것이라 마음하였다. 하지만 2개월이 지나서도 환불금이 들어오지 않았다. 16번가에서는 “환불금이 자체 지불수단인 캐쉬로 자동 입금됐을
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