mortgage credit score requirement

https://publishoryx.com/s/bdFggz8f6mgpAsTsXtOmd

Most lenders look for a credit score of at least 620 for a conventional mortgage, but hitting 740 or higher can unlock better rates and lower down payments. Government-backed loans like FHA may accept scores as low as 500, though each program has its own rules. Your score isn't the only factor, but it heavily influences your interest rate and monthly payment.