Home loans secure finances with home collateral; foreclosure happens when borrowers default, governed by state procedures
https://www.lawinfo.com/lawfirm/new-york/clifton-park/ianniello-anderson-pc/40ad2e23-f39b-4258-8db3-e0f6dc810e30.html
Home mortgages safe financings with residential property collateral; foreclosure occurs when borrowers default, controlled by state treatments.