cash flow budgeting
https://ace-wiki.win/index.php/Why_the_Advice-Only_Financial_Model_Gives_You_Clarity_Without_a_Sales_Pitch
Cash flow budgeting is like mapping out the rhythm of your money - you track every dollar flowing in from paychecks or side gigs, and every dollar flowing out for rent, groceries, and bills. It helps you spot when cash might get tight, so you can adjust spending before overdraft fees hit. This isn't just for businesses; it's a lifeline for anyone juggling irregular income and fixed expenses.